SME Business Intelligence

SmeDNA

AI Co-Founder for Thai SMEs — bringing storefront, inventory, finance, and AI advisor together in one place, transforming "Turn business data into decisions" From an offline-capable POS to an AI Advisor that advises like a partner

132Business types · 20 groups
VAT / WHTAutomated tax reports
Health ScoreBusiness health in numbers
SME GPTAI Advisor for business consulting
SmeDNA

What is SmeDNA

Business DNA Platform — SmeDNA is not just one POS, but a single core supporting 132 business types across 20 categories. Choose your business and the system automatically activates the right capabilities (114), AI agents (11), and packages (7). Adding a new profession is one row of data, not a new app.

SmeDNA is a platform AI Co-Founder for Thai SMEs designed from the reality of Thai business — owners often juggle multiple tools (a POS here, inventory there, accounting/tax somewhere else); SmeDNA unifies it all into one system under the concept of "From Data to Decision" Turn storefront data into decisions you can actually act on

Start with everyday storefront work — a POS that works even when the internet drops — then build on it with Financial Intelligence (VAT, WHT, Business Health Score) and AI Advisor (SME GPT) that provides business advice with investment scenario simulation

Who it is for

Retail shop / storefront Restaurant & Café Multi-branch SMEs Business owners who want to control finances/taxes Businesses that want an AI advisor

In-depth features

Complete from daily storefront work to finance, taxes, and strategic advice

🧾

POS (works offline)

Sell in-store even when the internet drops, with a sync queue that pushes data into the system automatically once back online

🪪

FaceID POS New

Pay / sign in with your face — fast, secure, no passwords or cards to remember · pgvector + ArcFace 5-point alignment · encrypted + auto-purge per PDPA

📦

Inventory + Reorder

Control stock with min-max, purchase alerts, and demand forecasting to avoid stockouts/overstock

🏷️

Product Catalog

Manage products, prices, and categories systematically, connected to POS and inventory

💵

Financial Overview

Business financial overview + cash flow on a single page — see money in and out clearly

🧮

VAT + WHT

Automatic VAT and withholding tax reporting, reducing paperwork and errors

❤️‍🩹

Business Health Score

Summarizes business health on a 0–100 score from five weighted components. It is deterministic, not an AI guess — see the formula and limitations →

🏦

Bank Reconciliation Roadmap

Reconcile bank activity with operational records — Open Banking connectivity is on the roadmap and is not yet available.

🤖

AI Advisor (SME GPT)

Conversational business advisor + AI insights + investment scenario simulation

👥

Customer + Employee

Segment customers by behavior + manage staff (time clock / payroll), supports multi-branch

Stack: FastAPI + Next.js 16 + PostgreSQL (pgvector) · supports multi-location · Foundation: Auth, Billing, i18n EN/TH

All-in-one business modules

SmeDNA is built as interconnected modules — storefront data flows into finance and the AI Advisor automatically

1

POS

Sell in-store even offline, with sync queue

2

Inventory

Stock min-max + demand forecast + reorder

3

Product Catalog

Manage products, prices, and categories — connect every system

4

Financial Overview

cash flow + a one-page financial overview

5

Tax (VAT/WHT)

Automated tax reports, less paperwork

6

Health Score

Business health as a score, pinpointing what to improve

7

Bank Reconcile Roadmap

Bank reconciliation — Open Banking connectivity is not yet available.

8

SME GPT Advisor

Business consulting + investment scenario simulation

9

Customer

Segment customers by purchasing behavior

10

Employee

Time tracking + payroll with multi-branch support

* Updated July 16, 2026: 114 capabilities in the catalog, counted directly from capabilities.json. The G1–G12 audit on June 21 verified all 112 capabilities present at that time; two later additions await the next audit. External integrations (e-Tax, banking, LINE OA, marketplaces) follow a four-phase roadmap: Foundation MVP → Financial Intelligence → AI Advisor → Advanced Ops.

Choose your business type

SmeDNA supports 132 business types across 20 groups — choose a line of business and that business's capability + AI agent + package "switch on by themselves" (1 core that adapts to your Business DNA, not 132 apps)

🔎 In-depth examples

All 132 types · 20 groups

🛍️ Retail 21

Convenience storeSupermarketGrocery storePharmacyCosmetics storeClothing storeShoe storeBag / accessories storeJewelry shopGold shopPet shopFlower shopBookstoreStationery storeHardware storeBuilding materials storeElectrical appliance storeMobile phone shopComputer shopSecondhand storeConsignment shop

🍜 Food & Beverage 11

RestaurantCaféBubble tea shopBakeryFood truckCloud kitchenCatering serviceBar / PubIce cream shopJuice / Smoothie barStreet food stall

💇 Services 13

Beauty salonBarbershopSpa & MassageNail salonTattoo studioPhotography studioWedding plannerEvent organizerLaundry shopCleaning serviceRepair shopPrint / copy shopCo-working Space

🏥 Health & Medical 7

Medical clinicDental clinicBeauty clinicVeterinary clinicPhysical therapy clinicOptical shopDiagnostic lab

🎓 Education 6

Private schoolTutoring schoolLanguage schoolMusic schoolOnline course creatorTraining center

🏭 Manufacturing / Factory 7

Small factoryFood factoryGarment factoryFurniture factoryCosmetics factoryPrinting housePackaging factory

🏗️ Construction 6

General contractorRenovation contractorInterior design firmEngineering servicesArchitecture firmTool rental

🏢 Real estate 5

Real estate agencyApartment / dormitoryHotelResortProperty management

🚗 Automotive 5

Auto repair shopCar care / Car washTire shopMotorcycle repair shopUsed car lot

💳 Finance 5

PawnshopMicrofinanceLeasingInsurance brokerCurrency exchange

🚚 Logistics 5

Delivery serviceParcel shopWarehousing serviceMoving serviceCold chain logistics

💼 Professional services 6

Law firmAccounting firmConsulting firmMarketing agencyDesign studioRecruitment agency

🌾 Agriculture 5

Farm / PlantationLivestock farmPlant nurseryFarm supply storeFishing / aquaculture

✈️ Travel 4

Tour companyTour operatorCar rentalBoat rental

🎮 Entertainment 5

KaraokeFitness centerYoga studioGame shopKids' amusement park

🤝 Non-profit 3

Temple/religious organizationFoundationAssociation

💻 Digital 6

Software houseSaaS businessCreatorOnline storeMarketplace sellerLive-stream seller

📦 Rental 4

Equipment rentalCostume rentalEvent equipment rentalStorage space rental

🏬 Wholesale 5

Wholesale distributorFood wholesaleBeverage wholesalePharmaceutical wholesaleBeauty wholesale

🔗 Franchise 3

Restaurant franchiseCafé franchiseService franchise

* Each type comes with a default capability set + AI agent + suitable package (e.g. gold shop → Gold Price & Pawn Risk Agent + Pawn & Finance) — in-depth pages per type will roll out gradually

How to use

Set up store + products

Build a Product Catalog and open POS to start selling in-store right away

Sell via POS

Keep selling even when the internet drops; every bill flows into inventory and finance automatically

View finance + tax

See cash flow, VAT/WHT reports, and Business Health Score in real time

Consult SME GPT

Ask the AI Advisor to decide, with scenario simulation before you act

Built for Thai SMEs

  • POS in actionWorks offline Built for real storefronts
  • Supports VAT + WHT Tailored to the Thai context
  • Storefront data connects to finance and the AI Advisor
  • Supports multi-branch in one system

Who it's for — see real-world use

Retail shop / storefront

Keep selling with offline POS at all times; control stock with automatic reorder — no stockouts, no overstock

Restaurant & Café

Fast in-store sales, see daily cash flow, and let the AI Advisor help review costs/profitable menu items

Multi-branch SMEs

Consolidate sales and stock from every branch in one system, compare results and manage staff fully

Owners who want to control finances / taxes

Automatic VAT/WHT reporting + Business Health Score for a clear view of business health

Usage plans

FeatureFreeProPremium
POS + Product Catalog + Inventory
Financial Overview + Cash FlowLimited
VAT / WHT Report + Business Health Score-
Demand Forecast-
Bank Reconciliation (Open Banking) Roadmap---
AI Advisor (SME GPT) + Scenario Simulation--
Multi-location + Employee / Payroll--

* 114 capabilities are in the catalog; the June 21 audit covered the 112 present at that time. Plans and pricing are being finalized. See Pricing for current details.

Ready to turn your business data into decisions?

Start using SmeDNA today, or talk to the team for multi-branch mode

Partner

SmeDNA is seeking partners who understand Thai storefront businesses

The system is built, but has not yet onboarded external users. If you operate a store or retail network, review the evidence, scope, and stated limitations before deciding.

Review partner evidence Apply as a Partner

For partners

Frequently asked partner questions about SmeDNA

Is SmeDNA ready for partners to take to market?

Yes. SmeDNA is one of DNAfinity's two commercial priorities, alongside AppForge, and has run in production since June 2026. Every collaboration begins with a measurable pilot before commercial expansion.

How is SmeDNA different from a conventional POS or accounting system?

It is an AI Co-Founder in one system: offline-capable POS, product and inventory management with demand forecasting, finance and withholding tax views, a Business Health Score, and an AI Advisor.

What is production-ready in SmeDNA, and what remains on the roadmap?

POS, inventory, finance, tax, and the AI Advisor run in production. Automated bank connectivity remains on the roadmap, so the reconciliation component—about 15% of the Business Health Score—is still estimated. We state this limitation explicitly.

Who is a good fit as an SmeDNA partner?

Partners with networks of Thai stores or SMEs, expertise in verticals such as gold shops, retail, restaurants, or clinics, and the ability to support onboarding and configuration.

Explore SmeDNA partner opportunities →

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